In an exciting development for the City of Jersey Village, preliminary results from our latest Community Rating System (CRS) cycle verification have arrived, and the news couldn't be better for our community and its residents. After a period of dedicated effort and strategic planning, Jersey Village is set to rise from a CRS Class 7 to a Class 5 rating, a milestone achievement that will be effective from October 1, 2024.

What This Means for Jersey Village The improvement to a Class 5 rating in the CRS program signifies not just a recognition of our city's proactive flood management and risk reduction strategies but also brings tangible benefits to our residents in terms of flood insurance savings. This leap forward reflects our commitment to enhancing public safety, reducing flood risks, and ultimately, lowering the cost burden of flood insurance for our community.

Impact on Flood Insurance Discounts Under the current Class 7 rating, residents living in the Special Flood Hazard Area (SFHA) enjoy a 15% discount on their flood insurance, while those outside the SFHA receive a 5% discount. With the upgrade to a Class 5 rating, these discounts will increase substantially. Policies issued or renewed on or after October 1, 2024, will see discounts of 25% for properties in the SFHA—amounting to an average savings of about $400—and a 10% discount for properties outside the SFHA, averaging around $90 in savings.

A Standout Achievement Jersey Village's achievement is notable not just on a local scale but also nationally and within the state of Texas. As of October 2023, out of 1,505 communities participating in the CRS program nationwide, only 208 have attained a Class 5 rating or higher. Within Texas, of the 71 CRS-participating communities, only 7 have reached such a high classification. This places Jersey Village in an elite group of cities leading the way in effective floodplain management practices.

Looking Forward This achievement is a testament to the hard work and dedication of our city staff, officials, and the community at large. It underscores our continuous commitment to making Jersey Village a safer, more resilient place to live. We will keep working diligently to maintain and improve our CRS rating, always with the goal of benefiting our community in meaningful ways.

As we celebrate this success, we also want to remind residents of the importance of staying informed about flood risk and continuing to support and participate in our city's flood risk management initiatives. Together, we can continue to make strides in protecting our community and enhancing our quality of life.

Stay tuned for more updates and information on how these changes will be implemented and how you can continue to support our efforts in making Jersey Village a model community for floodplain management and risk reduction.

For more information about the CRS program and how it benefits our community, please visit our website